*程序说明与注释
#include<stdio.h>
#include<math.h>
int main()
{
int i8,i5,i3,i2,i1,n8,n5,n3,n2,n1;
float max=0,term;
for(i8=0;i8<3;i8++) /*穷举所有可能的存款方式*/
for(i5=0;i5<=(20-8*i8)/5;i5++)
for(i3=0;i3<=(20-8*i8-5*i5)/3;i3++)
for(i2=0;i2<=(20-8*i8-5*i5-3*i3)/2;i2++)
{
i1=20-8*i8-5*i5-3*i3-2*i2;
term=2000.0*pow((double)(1+0.0063*12),(double)i1)
*pow((double)(1+2*0.0063*12),(double)i2)
*pow((double)(1+3*0.0069*12),(double)i3)
*pow((double)(1+5*0.0075*12),(double)i5)
*pow((double)(1+8*0.0084*12),(double)i8);
/*计算到期时的本利合计*/
if(term>max)
{
max=term;n1=i1;n2=i2;n3=i3;n5=i5;n8=i8;
}
}
printf("For maxinum profit,he should so save his money in a bank:\n");
printf(" made fixed deposit for 8 year: %d times\n",n8);
printf(" made fixed deposit for 5 year: %d times\n",n5);
printf(" made fixed deposit for 3 year: %d times\n",n3);
printf(" made fixed deposit for 2 year: %d times\n",n2);
printf(" made fixed deposit for 1 year: %d times\n",n1);
printf(" Toal: %.2f\n",max);
/*输出存款方式*/
}
*运行结果
For maxinum profit,he should so save his money in a bank:
made fixed deposit for 8 year: 0times
made fixed deposit for 5 year: 4times
made fixed deposit for 3 year: 0times
made fixed deposit for 2 year: 0times
made fixed deposit for 1 year: 0times
Total:8841.01
可见最佳的存款方案为连续四次存5年期。
*思考题
某单位对职工出售住房，每套为2万元。买房付款的方法是：
一次交清，优惠20%
从第一年开始，每年年初分期付款：
5年交清，优惠50%；
10年交清，优惠10%；
20年交清，没有优惠。
现在有人手中正好有2万元，若假定在今后20年中物价和银行利率均保持不变，问他应当选择哪种付款方式可以使应付的钱最少？
